The short version
A solar lease lets you go solar for $0 down with a predictable monthly payment, while the provider owns and maintains the system. Buying means a larger upfront cost or loan, but you own the system. Savings in either case are estimated, not guaranteed.
Cost to get started
| Solar lease | Buying / loan | |
|---|---|---|
| Upfront cost | $0 down | Large purchase or financed loan |
| Ownership | Provider owns | You own |
| Maintenance | Included | Your responsibility |
| Payments | Predictable monthly | Loan or paid in full |
Who a lease fits
Homeowners who want a simpler, hands-off path to solar with no large upfront cost often prefer a lease. You get predictable payments and included maintenance, without buying equipment.
Who buying fits
If you want to own the system and can handle the upfront cost or a loan, buying may make sense. You take on maintenance and repairs over time.
Important to know
Under a lease you do not own the system, and some utility charges may continue. Savings are estimated and depend on your usage, roof, utility rates, and program terms.